After the Real Housewives of New Jersey cast member posted an image of herself in an orange dress with Dr. Veronica Ruelas and Jennifer Ruelas at her side, Joe, seemingly struck by the first-named sister, posted a comment to Teresa in which he asked about her relationship status.
“Thank you to my beautiful sisters in love for always giving me a reason to smile,” Teresa had written in the caption of her June 7 photo.
And, in the comments section, Joe asked, “Is the tall one married?”
While Teresa didn’t respond to Joe’s inquiry, a number of fans did.
“He cracks me up this guy,” one person noted.
“Joe you wild for that one !!” said another.
“You still got it Joe,” added a third, as someone else wrote, “LMAOOOOO JOE.”
In other RHONJ news, Luis has reportedly agreed to shell out $20,000 to settle a federal lawsuit filed against him and his company, Produce Depot, of which he owns 60 percent.
According to court documents obtained by Heavy, Luis and the company, which is co-owned by Luis’ business partner, Gaetano “Guy” Balzano, who has a 20 percent stake, had been accused of failing to pay vendors for orders placed in 2020. And now, as they reach a settlement, Luis has agreed to pay $20,000 to C.H. Robinson as Produce Depot will be left to pay the remainder of their $120,000 debt to Prometo Produce Corp.
As fans may have heard, Luis’ company filed for bankruptcy earlier this year, noting in court documents that they were facing debts totaling $1.6 million and were in the red to the tune of over $878,000 in 2020.
Luis and Produce Depot do not want to take on any liability amid the settlement, and they are no longer in business, but a bankruptcy judge has yet to approve of the settlements.
A hearing for the case was held on May 26, and an additional hearing will take place on July 1, 2022.
Financial freedom is not about getting rich-quick. It’s about taking control of your finances and reducing financial stress from your life.
There is no “one-size fits all” formula to achieve financial freedom. For ease of understanding, lets divide our lives into “Earning Age” and “Retirement Age”. In absence of an adequate social security umbrella, retirement is a more serious problem than most people think. Most of the retiree’s finish off their retirement savings quite early and depend on their children or close relatives for financial needs.
During the Earning Age you go through various life events like buying a house, children’s education, family lifestyle maintenance, children’s marriage funds, holidays, pursuing your passion etc. Financial decisions across your life cycle can cause tremendous anxiety and stress either due to insufficient savings or erosion in value of saved money due to inflation. Inflation is like a termite, it eats into your savings and reduces your purchasing power. The solution to all these problems lies in the seeds you sow during your Earning Age.
Hence, it is important to understand the basics of financial planning – understanding your risk profile, defining needs & financial goals and creating an asset allocation strategy suitable to your age and risk taking capacity. This may sound boring but, financial discipline will go a long way to help in your wealth creation journey.
Here are a few finance-related psychological & behavioural mistakes people often make:
Don’t Save. Excuse – I don’t earn enough, my expenses are high, I am not left with enough to save.
Don’t have Budget. Excuse – I know my income and expenses, preparing and reviewing budget every month is a futile exercise.
Postponing Investment. Excuse – My income is limited and investment requires lot of money. I will start investing after settling in life or paying-off my loans etc.
Trying to time the market. Excuse – Markets are crashing and will go-down further. I will invest when markets bottom-out.
Seeking Safety. Investing all your money in bank FD’s which give low post-tax returns unable to beat inflation.
Seeking instant gratification. Looking for fast returns in short-term through excessive speculation – a surefire way to lose money. Avoiding long term planning and investing, as its boring, tiring and less exciting.
You can have excuses or you can have wealth, you can’t have both!! What’s your excuse?
Money is unlimited but time is limited, so becoming financially independent as quickly as possible should be your top priority. Let’s look at some simple yet powerful idea’s to help you reach your financial Mt. Everest faster:
Have adequate investments inEquity (either directly through equity shares or in-directly through equity mutual funds, PMS based on your preference) to harness the power of compounding. Equity has a potential of giving 12% compounded returns in long term. Check some top performing mutual funds https://www.plindia.com/SampleReports/MUTUALFUND/TopPerformingfunds.pdf
Start investing in Equity early, from a young age. The magic of compounding can help you build exponential wealth at a much lesser capital. Delaying investments has an opportunity cost (see illustration).
Start at 25 Yrs
Start at 35 Yrs
Start at 45 Yrs
Investment amount per month (Rs.)
Total amount invested at 60 years of age (Rs.)
Value of retirement corpus at 60 years of age
Delay by 10 years would reduce your corpus by
Data source – HDFC AMC. Calculations are done assuming rate of return of 12% p.a CAGR
UseSIP (Systematic Investment Plan) to benefit from rupee cost-averaging through staggered investing. SIP’s can help you get started with small investment amounts, build financial discipline and a mindset of long term investing, manage market volatility and overcome emotional and psychological biases mentioned above.
Diversify your portfolio based on your asset allocation strategy. For example – 60% Equity : 30% Debt : 10% Gold ratio. Within Equity, diversify between Indian equities and international equities. Further diversify between large-cap, mid-cap & small-cap equity based on your return expectations and risk taking capacity. For investing in international equity visit https://pl.vested.co.in
Key points while investing in any asset class is risk, returns, liquidity and taxation. There are so many products in the market that choosing right product suitable to your needs and goals could be overwhelming. Having a good financial advisor can always help.
Insurance is your safety belt harness while climbing the financial Mt. Everest. Adequate health and life insurance are must to help you absorb unexpected shocks. A family floater health policy using base policy + super top-up can save you from expensive hospitalization cost in critical times. A term life cover equal to 10 to 15 times of your annual income along with suitable riders will help you in securing your family’s financial needs in your absence.
We are seeing emergence of alternative assets like VC, PE, Angel Investing and Crypto’s. Family Trust based tax-efficient frameworks for Succession Planning and many other sophisticated vehicles for managing wealth in HNI / Ultra-HNI space are in vogue. These could also be explored and considered in your wealth planning & creation journey.
Apple TV Plus is delighted to announce the beginning of this holiday season with the all-new trailer of Peanuts holiday special: For Auld Lang Syne. This brand new special is set to release on December 10th, 2021. Apple TV+ hopes to put you and your family in the holiday spirit by having the characters attempt to make New Year’s resolutions and arrange a New Year’s Eve party in this episode. This particular episode will be the first for Auld Lang Syne to be realized as a partnership with Apple TV and production houses like WildBrain, Peanuts Worldwide, and Lee Mendelson Film Productions.
The initial glance at the trailer reveals the good old characters:
“For Auld Lang Syne” is the first original holiday special to be realized by the Peanuts gang associated with WildBrain. The unique story is based on Lucy, who is upset as her grandma couldn’t see her for Christmas. Hence, she diverts her attention to throw a big new years party for her gang. On the other hand, Charlie Brown struggles to fulfill even one of his resolutions before midnight. All this chaos during the holiday season is quite relatable and fun to watch. Other than this special episode, the partnership includes some other parts too.
Along with “Snoopy Presents: For Auld Lang Syne,” Apple TV also brings you the most liked holiday specials of the Peanuts gang in association with Lee Mendelson Film Productions.
Apple TV Plus already has all Peanuts specials, including the Great Pumpkin, A Charlie Brown Thanksgiving, A Charlie Brown Christmas, and Charlie Brown. The users of Apple TV Plus also have an option to stream The Snoopy Show, a series exclusively covering the iconic Peanuts dog. What else could you have asked for?
Apple TV+ aims to get you and your family in the right holiday mood with an exclusive lineup of completely new peanuts specials and award-winning apple original series from the Peanuts gang.
Bloomberg analyst Mike McGlone recently appeared in an interview with Kitco News. The interview that largely focused on McGlone’s views on the expanding digital assets industry also included a talk related to the future of these cryptocurrencies. In other news, Bitcoin [BTC] might be in for a surprise this weekend.
Bitcoin to hit a bullseye?
The renowned Bloomberg analyst recently gave his two cents on the ongoing crypto winter that left investors completely baffled. He started off by mentioning a “great reversion” that could be seen in the risk markets. He was quoted saying,
“I think what’s going to happen is the great reversion. It’s just getting started. It might be like the aftermath of 1929, [but] I think it’s going to be like the aftermath of 2008 [or] maybe like after the 1987 crash. It’s so overdue, and all risk assets, everywhere from condos in Miami and Toronto to the stock market. It’s just starting to happen and the greatest inflation in 40 years and most people’s lifetime is starting that.”
McGlone further went on to state that he considered Bitcoin among the “best” assets which should be a big boost for the crypto world.
“My outlook is I think some of the best assets to own will be gold, US long bonds and Bitcoin. I think we’re going back to deflation and the best way to get deflation is to get a big spike up in prices and then flush them. That’s what we’re doing. We’re in the early days of flushing.”
However, Bitcoin is not the only cryptocurrency that has peaked McGlone’s interests. The Bloomberg analyst also considered Ethereum [ETH] as one of the big tokens.
“Ethereum is revolutionizing the world of fintech, of tokenization. To me, the question of what stops tokenization, you look at NFTs, most of them are based on Ethereum tokens. Now yes, there are some competitors but that shows you what’s happening in the space. That’s not going away.”
The big Bitcoin step-up
Bitcoin is set to end a weekly-bearish rally of nine successive weeks ending in losses. This run stretches back to late March when Bitcoin last finished a week on a positive note.
This will come off as huge news for the Bitcoin community as they get to see beyond the ongoing ‘slump’. However, the king coin of crypto is still unable to break free of the $30,000 resistance given its performance in the past 24 hours. Any last hour movements will be crucial if Bitcoin is to end the weekend on a high and break the negative streak.
Hey everyone. It’s time for another side hustle report. In today’s post, we’ll take a look at what I was able to earn from side hustling with gig economy apps in March 2022.
I mention this in every side hustle report, but just to quickly recap, each month, I recap what I was able to earn from side hustling using gig economy apps. I’ve been tracking this income since June 2016, so there’s almost 6 years’ worth of data in these posts. If you’re looking for ideas about how you can earn extra income, hopefully, these posts can give you some ideas.
Below is a breakdown of my earnings with each app in March 2022.
Side Hustle Income for March 2022
Total Side Hustle Income for March 2022 = $1,256.96
Since I moved to my new neighborhood last year, Rover has been very profitable. This past month might have been my strongest Rover month yet, bringing in over $700. Rover feels pretty passive compared to some of my other side hustles, so getting $700 of extra income from Rover is not bad at all.
The rest of the month was pretty standard. Things are starting to pick up again with the food delivery apps as the weather starts to warm up. We’re still in the shoulder season of Minnesota weather, so it’s hit or miss about what the weather is like these days, which impacts if I make money doing deliveries or not.
The remaining smaller side hustles rounded out my income for the month. Here’s the breakdown of what my side hustle earnings looked like by percentage:
You can see the “other” category has a significant impact on my side hustle earnings. While the amounts from these small gig apps might not seem like a big deal, they add up when you put them together.
Let’s take a closer look at my side hustle earnings.
Airbnb/Rental Income Income: $2,400
The rental property continues to be strong, cash flowing about $900 to $1,000 per month. I’m definitely happy about that.
One of the things that I think people don’t really understand about rentals is that cash flow isn’t the only way your rental generates income. Each month, I pay down more of my mortgage, which increases the equity I have in the house. At the same time, the house also generally appreciates each year. Yes, a lot of the “income” is only on paper. But having paper value is better than no value at all.
Rover Income: $721.25
Rover has been very lucrative the past few months, and March might have been the highest-earning month I’ve ever had on Rover. I watched three dogs last month. Two of the dogs were neighborhood dogs that we’ll likely continue watching for years to come. In addition to dogs, I also did some drop-in catsitting too for a neighbor.
Last month was particularly lucrative because all the stays we had were pretty long. They lined up well too.
Rover is definitely the most passive of all the side hustles I do. It’s nice to have this consistent cash flow each month without having to do much.
Food delivery earnings are still pretty low – at least compared to what I’d like to earn each month. My goal is typically to earn $1,000 per month, which means I need to make $250 a week or about $33 per day. March was still pretty cold though, so I didn’t do as many deliveries as I normally would have.
Here’s a breakdown of my earnings with each delivery app last month:
DoorDash has historically been my busiest delivery app, but things have been pretty slow lately on DoorDash. These days, Uber Eats has been the busiest for me while DoorDash has probably been the slowest app for me. It goes to show why multi-apping is so important when it comes to this type of work. By using multiple delivery apps, I’m able to increase the number of delivery requests I receive.
If you want more information about the different food delivery apps I use, feel free to check out the detailed posts I’ve written about each app:
Trash/Flipping Income: $9.57
The trash and flipping game has been slow for me lately but could pick up as we get into spring cleaning season. I made one small sale last month, selling some pieces in a Catan Jr game I got at Goodwill. This sale wasn’t really about making money, rather I was mainly looking to cover the cost of a board game I bought there.
I usually look for cool board games at Goodwill and found a Catan Jr. game I figured I could play with my son when he gets older. The only issue is that the game I bought was missing the dice – not a big deal, but I do like having all the pieces. I ended up finding another Catan Jr. game that did have the dice, and to make my money back I’m selling all the pieces on eBay. The one sale I made covered my costs for the game.
WeGoLook Income: $20
WeGoLook worked out well again. The $20 I earned this month came from a new WeGoLook task this month where I had to get a video from an insurance client. I ended up calling the contact, who then texted me the video they had on their phone. I was then able to email the video to WeGoLook. This assignment worked out very well since I didn’t even have to go anywhere to complete the task.
ProductTube Income: $60
ProductTube has been doing well recently. I usually do these assignments in the morning after dropping my son off at daycare. There’s a Target next to my son’s daycare, so when there are ProductTube assignments available, I’ll usually stop in there, do the assignment, and grab a snack or drink to start my day. The nice thing about ProductTube is that the assignments are quick, pay well, and they allow me to start my day off with some solid income.
Once again, the income I earned in this category all came from IVueIt. That app has quickly become my favorite app in this category. The assignments pay well. They’re easy to complete. And they fit in well with my travel patterns.
Last month, I made all of my money completing “ghost store” assignments. These IVueIt gigs involve going to a store that has closed down and taking photos of the interior and exterior. Basically, the store wants to make sure that the place is secure and that there isn’t any water leaking or other damage to worry about.
What makes these IVueIt gigs good is that I can complete them when I’m on my way home with my son. I’ll usually let him run around in the empty store while I snap some photos. These assignments are regular enough that I’m consistently doing the same assignments each month, which is nice.
Google Opinion Rewards/Surveys On The Go/1Q Income/Facebook Viewpoints: $15.15
It was a slight down month for me on with these short survey apps last month. Here’s what I made with each app in March:
1Q has been strong lately, so that’s a nice source of extra money. I also made a bit from Facebook Viewpoints. The surveys there are sporadic, but they’re quick and easy to complete when I get them.
Secret Shopping Income: $28.50 (plus free food)
My secret shopping income was lower than in previous months, although I’m not sure why that happened. It didn’t feel like I was doing fewer secret shops than normal, but I guess I must have.
As usual, my earnings for secret shopping mainly come from Marketforce, which gives me a lot of fast-casual and fast-food restaurants. I do these shops so often that it’s second nature to me at this point. I basically write the same thing each time and rarely have to think about it (which saves me a lot of time).
Secret shopping is something I think more people should take advantage of. Check out these posts for more info.
I earned $10.25 from Amazon Shopper panel. As usual, I always make at least $10 per month from Amazon Shopper Panel just by taking pictures of 10 receipts each month. Getting $120 per year from a few receipts is a no-brainer to me.
Medium Income: $0.45
I’ve given up on Medium at this point. If I were a new blogger and just wanted to write thinking posts, I’d probably do it there. But given that I’ve spent six years building up this blog, it really doesn’t make much sense for me to split my time writing on Medium too. I still think Medium is an interesting platform that would be good for someone who can write in volume and wants to write what I call “thinking” posts. But for me, my time is better spent here.
And that concludes the March 2022 Side Hustle Report!
March was a good side hustle month and with warmer weather on the horizon, I expect that side hustle earnings will pick up. During the summer, I aim for around $1,000 per month from the food delivery apps. Combined with Rover and my other side hustles, I should be able to make around $1,500 per month when things warm up. For now, making over $1,000 will do just fine.
If you want more ideas on how you can use the gig economy to earn extra income, be sure to check out my post, The Ultimate List of Gig Economy Apps. I have a lot of ideas there you can use.
Thanks for reading the side hustle report this month! Feel free to drop any questions or comments below.
More Recommended Ebike/Scooters
Check out these other ebikes/scooters I’ve had the chance to do a review for:
GEN3 Outcross Bike – The GEN3 Outcross is a solid, affordable fat tire ebike that does a good job of doing what I need it to do. It works great for city riding, giving me a smooth ride in all conditions. It’s works really well as a winter ebike since the fat tires give it good traction over snow and ice. Check out my GEN3 Outcross Review.
Himiway Escape Bike – The Himiway Escape is an interesting bike for anyone looking for a moped-style ebike. If you’re a gig economy worker, the Himiway Escape is particularly interesting and it’s possible to think of it as an investment, especially if you can opt to do deliveries with the Himiway versus using a car. It’s not cheap, but you can definitely make your money back when you compare the mileage you’ll put on your car versus using an ebike. Check out my Himiway Escape Bike Review.
Espin Sport Bike – The Espin Sport is a good ebike for someone who is looking for an ebike that feels and rides more like a regular bike. There are many ebikes that are really only bikes in name. In reality, they’re basically electric mopeds. The Espin Sport, by contrast, is a bike you could probably ride without the battery and you’d feel like you’re just riding a regular bike. Check out my Espin Sport Review.
Varla Eagle One Scooter – The Varla Eagle One is an excellent scooter that can make sense for a lot of people. It can work as a primary mode of transportation. You can use it to work on gig economy apps like DoorDash, Uber Eats, and Grubhub. And it can also be a recreational vehicle if you’d prefer to use it for that. Check out my Varla Eagle One Review.
Fucare H3 Scooter – The Fucare H3 is a fun scooter and I’ve enjoyed testing it out. For a daily commuter or quick trips or errands, the Fucare H3 is probably the scooter I’ll use. It’s portable and easy to maneuver, so it’s just easier to take on the road when I need it. Check out my Fucare H3 Scooter Review.
More Recommended Investing App Bonuses
For additional investing app bonuses, be sure to check out the ones below:
SoFi Invest ($25) – SoFi Invest is an easy brokerage account bonus that you can earn with just a few minutes of work. Use my SoFi Invest referral link, fund your SoFi Invest brokerage account with $100 and you’ll get $25 of free stock. I also have a step-by-step guide for the SoFi Invest referral bonus.
Moomoo (5 free stocks) – Moomoo is a free investing app currently offering 5 free stocks (usually worth around $75-$100) if you open an account using a referral link and deposit $2,000. Read my Moomoo referral bonus guide for more information.
Robinhood (1 free stock) – Robinhood gives you a free stock valued between $2.50-$225 if you open an account using my referral link.
Public (1 free stock) – Public gives you a free stock valued between $3-$70 if you open an account using my referral link.
More Recommended Bank Account Bonuses
If you’re looking for more easy bank bonuses, check out the below options. These bonuses are all easy to earn and have no fees or minimum balance requirements to worry about.
Chime ($100) – Chime is a free bank account that offers a referral bonus if you use a referral link and complete a direct deposit of $200 or more. In practice, any ACH transfer into this account triggers the bonus. This bonus is easy to earn and posts instantly, so you’ll know if you met the requirements as soon as you move money into the account. I wrote a step-by-step guide on how to earn your Chime referral bonus that I recommend you check out.
SoFi Money ($25) – SoFi Money is a free checking account from SoFi. They’re currently a $25 referral bonus if you open a SoFi Money account with a referral link. This is a good bank that is also 100% free, so you won’t have to worry about managing this account. Here’s a post I wrote with instructions on how to earn your SoFi Money bonus: SoFi Money Referral Bonus: Step By Step Guide.
Brex ($250) – Brex is a free business cash management account that is offering new users a $250 Amazon gift card if you sign up using a referral link and meet certain requirements. It’s an easy bonus to earn and well worth doing. Here is my Brex Card Referral Bonus Step By Step Guide.
Current ($50) – Current is a free fintech bank that’s offering new users a $50 referral bonus after signing up for an account using a referral link.Current is an easy bonus to earn and also gives you access to three savings accounts that pay you 4% interest on up to $2,000. That means you can put away up to $6,000 earning 4% interest. That’s very good and makes Current an account I recommend to everyone. Check out my step-by-step guide on how to earn your Current Bank bonus.
Spiral ($50) – Spiral is a fintech bank that’s currently offering new customers a $50 signup bonus after opening a free checking account with them. The Spiral referral bonus is especially good because it’s a free checking account and doesn’t require a direct deposit to earn the bonus. Here is my step-by-step guide on how to earn your Spiral Bank bonus.
Nearside ($90) – Nearside is a free business checking account that’s currently offering a $40 signup bonus and a $50 referral bonus if you open a Nearside business checking account using a referral link. Filling out the application should only take you a few minutes. And the bonus terms are easy to meet. Check out my Nearside signup and referral bonus guide here.
OnJuno ($100) – OnJuno is a fintech/neobank that is currently offering a $100 referral bonus if you open an account using a referral link and complete a direct deposit of $250 or more. The account has no fees or minimum balance requirements. Even better, the bonus posts immediately after you meet the requirements. If you can meet the direct deposit requirements, OnJuno is an easy bank bonus that’s worth snagging. Check out my OnJuno referral bonus guide here.
Fairwinds Credit Union ($100) – Fairwinds Credit Union is offering a referral bonus for users that sign up using a referral link. Fairwinds has no fees or minimum balance, so this is a particularly easy bonus to earn. Since this is a smaller credit union, my gut instinct tells me this offer won’t be around long, so if you’re in a position to meet the bonus requirements, grab this bonus before it’s gone. Here is my step-by-step guide on how to earn your Fairwinds Credit Union bonus.
Albert ($150) – If you can manage to do a real direct deposit, Albert is an easy account you can use to earn a referral bonus. Here’s a review about Albert I wrote. And here’s a step-by-step guide on how to earn your Albert referral bonus.
Fifth Third Bank ($350) – Fifth Third Bank is currently offering new customers a $350 signup bonus after opening a new account and meeting certain requirements. This offer is limited to customers in the following states: Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, Ohio, Tennessee, West Virginia, and South Carolina. If you live or visit one of these states, make sure to take advantage of this high bonus. Check out my post on Fifth Third Bank to learn more.
Varo ($50) – Varo is a free fintech banking app similar to Chime or Current. It’s currently offering a $50 bonus to new users that open a new Varo account with a referral link. The bonus for this bank is very easy to meet, all you need to do is spend $20 within 30 days of opening your Varo account. Check out my step-by-step guide to learn how to earn this bonus.
One Finance ($50) – One Finance is a fintech bank that’s currently offering a $50 signup bonus if you open an account using a One Finance referral link and have a direct deposit of $250 or more. This is a completely free bank account with no minimum balance requirement, so if you can meet the requirements, it’s worth doing. Check out my One Finance referral bonus guide here.
Netspend ($20 + 5% Interest Savings Account) – Netspend is a company that provides 5% interest savings accounts. If you sign up using my referral link, you’ll get a $20 signup bonus once you make your first deposit into your Netspend account of $40 or more. That means you get a 5% interest savings account and a free $20 to start! Make sure to check out my in-depth guide on how to set up these accounts.
Should I Hire a Lawyer in Charlotte to Handle My Workers’ Compensation Case?
Compensation cases do have a lot of technical stages, there is a need to realize how it may be more prudent if you can take aid from a legal person and to have basic ideas you can take aid from a Charlotte workers compensation lawyers to get better adjustments.
However, if you have faced a collapse at your workplace or an accident close to it, you need legal cover both for recovery and for bad workplace conditions. It’s prudent that you take the help of Workplace accident lawyer Charlotte who can fight it well and make sure they fight your case to arrange for legal claims smartly at court.
Before you presume to go for whether hire a lawyer or not for such a case, there are a few things to check for and they may include:
Level of damages as a worker
Response from staff on the recovery process
management’s call to arrange for support or not
Level of the time period it may take to recover
And these are a few basic elements that do make it more critical so you need to check for such ailments of process and then cover such legal terms in better ways.
Measures of injury
The first thing is to check for the measure by which injury is handled, if you feel that the right arrangement is not done, there are errors that are making it worse and you need to address it in legal terms for better adjustment, then you can try out to ask for such lawyer to work things out for you.
Workplace at risk
This is more critical the aspect of worker compensation, damages that have happened due to risk at such place must be responded, worker staff has to appeal for it and if you feel that both are not arranged for, covering risks and not providing you financial cover then its better to opt for legal ways and settle such terms smartly.
Need of recovery
There may also be another part of recovery, once you stop going to work due to a level of injury, it does affect your family and other financial cover-up to go for and if you want to get a better claim due to damages that occurred at work then its better you presume to take aids from legal person to cover it and make sure best arrangement is done for you.
Better medical facility
Again, the way facility is done to provide for recovery can be critical, sometimes management does show to help the worker but it is not done in the right manner and it does cause a lot of pain and lack of the right medical place means more critical challenges to face and for that, you may need compensation with proper medical facilities.
Legal terms to cover
Lastly, there are legal terms which are always associated, management and even staff start to use them as a reference and not provide you actual financial help so to get better ways, to ensure your family gets better response while you are at the hospital and are not able to work for them, it’s better you consider legal aid to go for a proficient lawyer.
The need to hire any such lawyer depends on a lot of factors and it is integral that as a worker you do know how to proceed in a legal way so its better you take advice from experts first for which you can be in touch with Workers compensation attorneys in Charlotte who can guide you, can prepare for your case and settle things on the right direction.
However, if the damage has taken place due to slip or fall injury at work or due to other risk associated, you want to punish the place management due to lack of efficiency of safety and wish to go legal for it then it’s better to consider help from workplace accident lawyers Charlotte who can help you cover it and, can fight for you at court.
Get moving on these top paint color trends in 2021 before 2022 is here! If you are into DIY and love a good pro painting tip, fall is a a great time to paint. Find the right color for you with these 33 top paint color trends and also see our 21 best neutral paint colors from pro designers for more inspiration!
Stardew is a choice for modern farmhouse colors in 2021. We love how this gray when used in a farmhouse design brings a new look to classic farmhouse decor.
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On season 12, episode 1, a memorable father and son team pitched their invention: the Touch Up Cup. Their ask was $150,000 for 10% of their business, or a $1,000,000 (that is one million) dollar valuation. So what happened to this Shark Tank business? Carson and his dad secured a deal from one of the
By Silvia Montoya, Director of the UNESCO Institute for Statistics (UIS) and Kevin Macdonald, consultant to the UIS
Without the existence of and widespread participation in international learning assessment programmes, it would have probably been impossible to measure how well students are learning at school, as captured by SDG indicator 4.1.1. Few countries undertake national assessments that (i) measure the set of skills captured in international learning assessments, (ii) employ a rigorous methodology to make their scores comparable both between countries and across time, and (iii) are not as high-stakes as national examinations. Even if more countries collected and published such national assessment data, there is the additional task of making their results internationally comparable. International learning assessments exhibit these critical features and, while their definitions of minimum proficiency are not identical, the constructs measured are similar enough from a global monitoring perspective, especially with consensus reached on a Global Proficiency Framework (reading and mathematics) and a common definition of the minimum proficiency level.
International learning assessments also provide data on SDG 4 indicators other than learning outcome measures, as the Mapping of SDG indicators in learning assessments by the Global Alliance to Monitor Learning (GAML) shows. In the UIS dataset, learning assessments have added over 5,000 data points for indicators related to school infrastructure and resources, prevalence of bullying, whether students are learning in their home language, and whether teachers have received in-service training. In many cases, these assessments provide measures for countries where administrative data sources – the typical source of UIS indicators – lack the capacity to collect, such as detailed information about school infrastructure, teacher training, data from non-state schools, student reporting of bullying at school or language spoken at home.
Another important contribution of international learning assessment data is in measuring inequality. While government data sources often (but not always) have data disaggregated by sex, they rarely publish or even have access to data disaggregated by household wealth or by language spoken at home. International learning assessments provide insights into aspects of inequality that generally would not be possible by relying on administrative data alone.
Finally, learning assessments are in a unique position to measure the effect of COVID-19 on learning outcomes and to identify the impact of different distance learning mechanisms put in place to remediate the learning disruptions generated by the pandemic. For instance, the Monitoring Impact on Learning Outcomes (MILO) project, developed by the UIS, is a direct response to that need, providing a way for countries to measure progress against SDG indicator 4.1.1b (reading and mathematics at the end of primary) prior to, during and, more importantly, after the pandemic, while at the same time providing high-quality, timely data aligned to global standards. The project aimed to investigate the changes in learning outcomes, and the effectiveness of emergency teaching/learning strategies, in six countries in sub-Saharan Africa: Burkina Faso, Burundi, Côte d’Ivoire, Kenya, Senegal and Zambia.
How do learning assessments collect data?
International learning assessments generally collect data in a similar fashion. Students are administered a cognitive test that follows a framework and consists of a set of questions as well as a background questionnaire that are aimed to identify drivers of learning in different contexts (student, family, classroom and school) and ask a range of questions regarding behavioural and socio-emotional questions such as experience at school, opinions about learning, and their homes and families.
This information allows a better understanding of learning outcomes by linking them to issues such as language of instruction or whether students have been exposed to bullying. The student questionnaire also provides indicators of sub-populations for measuring inequity, including sex and often socioeconomic status. School directors’ questionnaires ask information about characteristics of the school, which can provide information about the types of infrastructure and resources in schools, and consequently help in measuring SDG indicator 4.a.1. In many cases, teachers are administered a questionnaire which can inform SDG indicator 4.c.7 on continuous professional development. In most assessments, a system questionnaire and a curriculum mapping complete a deep and thorough data ecosystem to understand learning outcomes.
How comparable are international learning assessments?
The comparability of indicators derived from different international assessment programmes may be a limitation that is common to survey data. Generally, the learning outcome measures produced by the assessment programmes are not comparable and there are a number of differences in background questionnaires for students, teachers and school directors that can limit their comparability. For example, while the learning outcome measures are not directly comparable across learning assessment programmes, the GAML has identified various levels of proficiency reported in each of the assessment programmes, which approximately correspond with each other,
The background questionnaires have different definition for some of the constructs including their reference period. Still, strong similarities can be found. Both PISA and TIMSS, for instance, define bullying in very similar terms. ERCE and PASEC ask school directors whether specific infrastructure exists in their school. Whether or not the language of the test is spoken at home is also asked similarly across assessment programmes. The strategy adopted by the UIS to address comparability issues is to create and publish detailed metadata so that the information on how the indicators are derived and how they differ is clearly defined and accessible.
There are also two other critical but often overlooked roles that international learning assessments play in monitoring SDG 4. The first is transparency. International learning assessment datasets, their sampling methods, questionnaires and analysis methods are typically available to the public. This allows a level of scrutiny that is typically not available with government administrative sources.
The second is the participation of various education system actors, which allows analyses at different levels. International learning assessment surveys are administered to school leaders, teachers and students who report opinions and provide information. In this sense, the stakeholders directly involved in student learning are also participating directly in global efforts to monitor SDG 4.
The UIS published last month a strategy to producing SDG 4 data using learning assessments, which shows the critical role that international student assessments are playing in SDG 4 monitoring. Section 7 presents a methodology to replicate how SDG 4 indicators from learning assessment data have been estimated, while an appendix presents the codes to replicate the results. Those elements, along with the Metadata and Methodological Documents for each of the indicators, provide countries and any user with all the needed information to understand and replicate the indicators published.
After about three months of back-to-back travel, pausing only to unpack and repack my suitcase for less than a day at a time, I am FINALLY back home for a bit.
I honestly forewent fancy shoes pretty much everywhere I went the last few months because it was all go, go, go. I opted instead for the fashionable sneaker (as I do) – especially these Nike AirMax 270 React shoes.
Ellen has been wearing these sneakers to death, both online and IRL, and I’ve personally witnessed it styled SO many ways (she wears them with a suit here and dresses them down here, which also looks so similar to my look with my other Nike sneakers haha, great minds). I knew I had to have them myself.
This now makes two extremely colorful, versatile Nike lifestyle sneakers I’ve acquired in the last few months…will I ever stop? Stay tuned. (The answer is obviously no.)
Cop your own pair (there are colorways to match EVERY taste) and show me how you style your Nike AirMax 270 React!