June 2022



Filing a suit in any such case to reclaim monetary terms may depend on condition but you also need sharp lawyers who can cover and it’s better to consult first for which you can take help from personal injury lawyers Houston to set better advantage while filing such suit.

In case you are  not sure about damages to your vehicle, auto concerns are still high due to the long terms to stand and if you want to cover it with experts then you can ask to grant help via Auto accident attorneys Houston who can prepare a better case and can help you file a suit.

Before you consider filing a lawsuit for financial  purposes, there are a few things to check for and they may include:

  • The level of damage is severe
  • Earlier response to claim from the court
  • The technical process of claim is not in your favor
  • Elemental changes you need to contain better

And these are a few things that do help to consider a new claim through legal ways or not so you consider them first and then try to file a lawsuit for more money.

Current personal condition

The need for more money can be checked on basis of the current condition of the person injured, if he or she has still not recovered, there is a pressure from medical staff on the family, and a need for urgency is also rising, then such person can be allowed to file a lawsuit by the help of his or her family members at court.

Lack of proper recovery cover

However recovery has to be set when your claim is settled in court, there has to be a clear guarantee of absolute protection in damages, recovery from the hospital and if it’s not fulfilled then you do get a chance to refile a lawsuit for more financial help, to get better assistance and cover basic elements.

Support from the previous lawyer

The way the previous lawyer handled your case also matters, if such a lawyer misused contingency fees, seems to have taken away a larger lump sum once you got your claim and it didn’t help you, neither your damages nor your family then you do have the right to refile a lawsuit and also mention the earlier process so it can be counted and the lawyer can also be summoned to find out an actual claim.

Need for family expenses

However situations do change with time and progress of recovery, expenses also start to build up and if it is not helping you to get cover on both sides, for recovery and the family then you can go legal and ask for reclaim of position with more financial support from the party that is liable for the damages.

Don’t misuse such a lawsuit

Lastly, it is integral that you recognize the rules of law, follow  the terms and if it is agreed that you have to be set in a certain amount of claim, then it’s better you don’t misuse the position, not to be sorry to get more money by going for the legal claim through filing suits multiple times and recognizing the balance of financial presence in suits.

Claim for financial

estimates may depend on the way your recovery has taken place but you may also need strong lawyers who can convince the court of your worsening condition and to consult first. In such cases, you can take aid from personal injury lawyers in Houston to get better tips and resolve your concerns to ask for more money.


However, if the auto accident case is more severe, you seem to think that your vehicle damages are not covered and you want more money to get recovery assets assembled, then you can take an expert in the field like car accidents attorneys Houston who can file for your trial, can try to convince the court in your favor with filing such suit and try to set things according to legal terms to ask for more money at court…



On season 12, episode 1, a memorable father and son team pitched their invention: the Touch Up Cup. Their ask was $150,000 for 10% of their business, or a $1,000,000 (that is one million) dollar valuation. So what happened to this Shark Tank business?

Carson and his dad secured a deal from one of the newer Sharks: Blake Mycoskie. Mycoskie is the founder of Toms Shoes and the source of the “One For One” model of donating a pair for every pair they sold. Now he is working with the Touch Up Cup team to help grow and scale this Shark Tank Season 12 company. Mycoskie provided $150,000 investment for 15% of the business, or a $850,000 valuation.

Looking for more updates on Touch Up Cup Shark Tank? Read more.

Touch Up Cup Update: Is Touch Up Cup Still In Business?

Touch Up Cup found an investment with Toms’ Shoes founder Blake Mycoskie. As of September 2021, they are still in business and selling on their website: and on Amazon. On their site is a 10% offer to save!

Touch Up Cup Shark Tank: Products

The Touch Up Cup business now offers more than just the cup as their product lines. These products help reduce plastic waste from baggies and plastic wrap as they offer a reusable option. Their airtight features also make them perfect for keeping food fresh and reducing food waste.

New products now offered on the Touch Up Cup site are:

  • Touch Up Tarp- A tarp designed to stay in place and “holds to all surfaces” according to the listing on their website. This sells for $19.99
  • Piggy Pouch- Got bacon? Grease? The Piggy Pouch holds all that grease from cooking your favorite foods and for $9.99 is a great add-on product.
  • Donut Fresh- Keep your homemade or store bough donuts tasting great, and the icing from being messed up from a bag or saran wrap. Also great for traveling with fresh donuts for soccer games or a family picnic. $14.99 retail.
  • Muffin Fresh- Like the Donut Fresh, you’ll have perfect muffins on the go and for days! $14.99 retail price

Retail for 3 Touch Up Cups is $14.99 on their website, plus a 10% coupon helps save even more.

Piggy Pouch - Touchup Cup Product -
Piggy Pouch – Image from $9.99 retail price
Donut Fresh - Touchup Cup Product -
Donut Fresh – Image from $14.99 retail price

Touch Up Cup Shark Tank Pitch

Watch the father and son duo pitch the Touch Up Cup on Shark Tank! Their episode aired in October 2020 on ABC’s Season 12, Episode 1 of Shark Tank.

Touch Up Cup: A Season 12 Father & Son Story

We love to see a successful Shark Tank story, and could not be more thrilled to see a family team still in business. With an investment from a Shark like Mycoskie, this team should continue to be successful for years to come.

When building your HappyCozyHouse, painting is a big deal. Using the Touch Up Cup from Shark Tank is a great way to keep your home looking fresh and up-to-date.

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The UNESCO World Higher Education Conference (#WHEC2022) started yesterday, aiming to reshape ideas and practices in higher education to ensure sustainable development. To feed into the discussions, we have released a new policy paper on the role and impact of non-state actors in tertiary education. One of the interesting findings illustrates the not-often mentioned role of non-state actors in teacher education, particularly in the Global South, which this blog explores.

As the new paper shows, non-state teacher training institutions operate in at least 22 sub-Saharan African, 17 Latin American and 7 South Asian countries. Non-state actors have made an important contribution to teacher education programmes in conflict-affected countries. In Afghanistan, non-state teacher training colleges were established in each province, along with rural college satellites to facilitate access for those in remote areas. In Angola and Mozambique, DAPP, a non-governmental organization (NGO), has played a key role in teacher training, in collaboration with the governments. In Somalia, where the main public institutions for teacher education were destroyed during the civil war, non-state actors have trained most teachers since 2002.

These teacher training programmes tend to be government regulated: State and non-state providers largely follow a centralized curriculum or qualification framework. In India, the government regulates minimum qualifications for trainers in both sectors, as well as the level of fees. In Mozambique, state and non-state institutions follow the same criteria and conditions for admission. In recent years, non-state teacher training institutions have been closed in Chile, Colombia and Ecuador for failing to meet minimum quality standards. In Costa Rica, poorly regulated non-state institutions offer programmes from which students graduate in considerably less time than required by public programmes.

But, non-state teacher training programmes are increasingly available by distance, which raises concern about the lack of a practical component. In response, some countries, including Chile and Mexico, have banned such programmes. In Brazil, where the law gives preference to teacher education conducted in person, as the figure below shows, 67% of entrants in initial teacher education enrolled in distance courses; of those, over 95% were at non-state institutions. In Botswana, difficulties in regulating the large number of online programmes offered by non-state institutions leave many unaccredited and likely substandard. Pakistan developed national standards in 2016 to accredit distance teacher education programmes and thus increase regulatory oversight over them.

The recommendations from our new paper, which echo those of the 2021/2 Global Education Monitoring Report, aim to harness non-state actors’ contributions without sacrificing standards or accessibility. They call on governments to ensure that, regardless of how state and non-state actors share responsibility, the tertiary education system continues to strive for more quality and equity.

  • Design laws, policies and programmes from an equity and inclusion perspective. Ensure that tertiary education financing does not favour some learners and exclude others. Increased cost sharing with households must be met with strong student financial support systems. Any attempts to diversify provision should be designed in a way that ensures equity.
  • Establish quality standards that apply to all state and non-state education institutions. Countries need stronger quality assurance processes. For-profit universities have come under scrutiny for offering lower-quality education and engaging in malpractice.
  • Establish common monitoring and support processes that apply to all state and non-state education institution Regulations need to be simple, transparent and efficient. Lack of monitoring capacity has led to corruption in cases involving non-state actors in tertiary education, with issues such as illegal admissions, aggressive marketing, unfair treatment of staff and embezzlement of subsidies.
  • Maintain the transparency and integrity of the public education policy process to block vested interests. Policymakers need to take into account insights and perspectives from all stakeholders, not just the powerful. Governments need to maintain trust in public policy processes through measures that promote transparency, including safeguarding against lobbying and revolving door practices.



Since I spent all of 2019 (and many years before it) traipsing all across the world with Gregory, it only seemed fitting and poetic to end it with him as well.

(As an aside, I find it HILARIOUS that after 6 years, people still think we’re a straight couple. DEAD. He is VERY gay. I suppose we put on a great show on Instagram!)

We kicked off our NYE celebrations in Puerto Rico! It was both of our first times there and we couldn’t have been more thrilled. We love exploring new places together. Puerto Rico is incredible because it feels like you’re in another country, and you get the weather, culture, language, and architecture of somewhere foreign. But it’s a part of the U.S., so we can use our cash and cards, not go through customs, and (the best part for me) fly pets as if we’re flying domestic!

We landed in the whee hours of NYE after a red-eye flight with a layover (it’s a bit of a trek from LA, but it’s worth it) and promptly took a nap after being picked up by El San Juan Hotel (thanks, guys!). After we woke, we laid around the pool until it was time to celebrate. El San Juan Hotel is actually one of the hottest spots in town–they even have a nightclub inside the hotel, called Brava, that’s extremely popular with locals. For NYE, however, they transformed the ENTIRETY of the hotel lobby into a separate, and much larger, celebration.

Gregory and I drank, danced, and reveled. Not only was there one of PR’s best DJs, he took turns with a live band (who even performed a Latinized Game of Thrones cover, oh my god). I have a Story highlight on my Instagram if you want to check it out!

My favorite part about El San Juan Hotel? It’s DOG FRIENDLY. I flew my pupper over to celebrate NYE with me and it was the BEST. I’d never brought him on a work trip before and I certainly hope this isn’t the last time! The hotel is situated directly on the beach, so we had a ton of things to do. Napoleon experienced his very first beach and he loved it. It was such a sweet moment.
At midnight when the clock changed to January 3, all of us press guests had a champagne toast to celebrate the biggest news all trip…El San Juan Hotel OFFICIALLY became a Fairmont property! With that comes even better service, higher standards, and more dogfriendliness (at least 12 properties have a resident dog owned by a staff member!!!). Fairmont is notorious for reading guests’ minds and anticipating their needs before they even know they require them, and I cannot wait to see what they do with this already amazing hotel.
I am really looking forward to visiting Puerto Rico more often. It may be a trek from LA, but it’s only three and a half hours or so from NYC. Knowing I can easily fly my dog over, plus stay in a very dog-friendly El San Juan Hotel, makes me excited to further explore this beautiful place.



Pleasant View Gardens recently announced the promotion of Tanya O’Brien to sales operations manager.

O’Brien started with the company in August 2021 as customer relations manager. In her short tenure at Pleasant View Gardens, she has excelled in building a strong, competence-oriented team, implementing new processes to improve performance and provide quick and easy customer solutions.

In her new position, O’Brien will assume the role of primary liaison with the Pleasant View sales team and customer relations team to its broker customers and key accounts. She will continue to oversee the customer relations team while focusing on transforming sales tools to ensure they operate efficiently and effectively to optimize the customer experience.

“We are excited to have Tanya take on this pivotal new role within the company that will ultimately help better serve our customer base,” said Andy Huntington, general manager. “Tanya’s vast background in sales operations and technology enhancements makes her the perfect fit to help grow sales and contribute to the future growth and profitability of our company.”



By Eric Roston | Bloomberg

The largest wildfires in New Mexico’s history belong to the same troubling increase in conflagrations, exacerbated by drought and rising temperatures, that have burned vast areas of the western United States in recent years.

William Anderegg, an associate professor at the University of Utah who studies forests and climate, has spent years tracking and projecting these changes. In research published last month in the journal Ecology Letters, he and colleagues assembled the history of three climate threats — fire, drought and insects — across 112 types of forest and outlined three scenarios for how they may rise through the century.

Their conclusion? The Southwest saw 0.19% of its forested area burned in 2018, in a historical scenario that estimates previous years’ risk. In their three future scenarios for 2099, that figure rises to 0.9%, 1.8% and 2.9%. The differences among those potential outcomes are enormous, underscoring the influence that humanity’s decisions to act or not act will have on global heating, Anderegg said.

This transcript has been edited for length and clarity.

What’s your reaction when reading about an event like the fires in New Mexico?

It’s eerily consistent with what our models project. New Mexico and other parts of the Southwest, into California, are some of the most vulnerable places in the US to wildfire, and just, year after year, we keep seeing these record-breaking fires, like what’s happening in New Mexico right now.

Have fires ever interrupted your research?

In 2018, we had fires in southwest Colorado that got within half a mile of burning some of our long-term research plots. It was wild, and it was scary. There were times when we had to just evacuate. At a certain point, the US Forest Service closed the national forest because they were worried that they couldn’t evacuate people in time. It had pretty large impacts on the research, unfortunately, because that was the peak of the drought stress, when we really wanted to be measuring the trees to see if the drought was going to kill them. We were able to get back after the fires quieted down later in the summer.

The study has two parts, a look back at what’s happened and a look ahead at what might, through “scenarios.” What does that mean?

These are different paths that the future can take. They’re entirely determined by human decisions and policy for greenhouse gases and technology. We looked at three of these different scenarios: a very high climate-change scenario, a high scenario, and then a moderate-to-low scenario. That’s SSP5-8.5, 3-7.0 and 2-4.5 in technical terms.

Why do scientists stick with technical names? Why not just use small, medium and large? Or maybe tall, grande and venti?

It’s partially because so many assumptions and decisions go into each one. It’s everything from population to economic development to technology transfer, to energy, the carbon emissions from a given society and land use as well. It’s a really complicated area. I try to talk about high climate change, moderate-high, moderate-low. We didn’t end up looking at any very low climate-change scenarios, because there’s not a lot of evidence that we’re anywhere near those.

Especially looking out towards the last 50 years of the 21st century, the differences between the highest and lowest scenario that we examined were just massive for forests. You could see something like a 10-fold increase in burned area in our models in the highest scenario, and maybe it’s only a two-to-three-fold increase in the lowest scenario. That’s a huge difference in the risks a forest may face.

Which path are we on?

This is actually an area of quite a bit of scientific debate right now. For a lot of the 2010s it looked quite a bit like we’re on the very highest scenario. Recent evidence suggests maybe we’ve started to come off that, and are even going somewhat below the high scenario — but not yet necessarily on track for low scenarios. It’s a little hard to see at this point. It seems like we may have moved off the highest scenario for now.

What are the main takeaways of the research?

What humanity decides to do about climate change is just fundamental. It’s first-order to the future of Earth’s forests and the future of US forests.

Also, there are a huge number of government, corporate and NGO actions, focused on net-zero commitments that are trying to leverage forests and their ability to store carbon. Forest offsets are one of the big mechanisms here. And this really highlights that it may be a fraught and dicey assumption. Forest offsets that you invest in today may not necessarily be around in 20 or 40 or 80 years. That’s a huge problem. In order for them to work for the climate, they have to store carbon over the long term — we tend to think at least a century or more.

How did you end up doing this? 



Peter Lwasa grabbed a brace when Gor mahia beat newbies FC Talanta in the final Kenya Premier League match played at the Kasarani stadium today.

The record champions and Talanta became the first teams to conclude their fixtures with a 2-1, completing a double victory.

Lwasa opened the score in the 44th minute before bagging a brace in the 63rd minute with Mathew Angel scored a consolation in the 88th minute with the winners moving into the third place on 55 points to overtake Bandari .

After failing to play Kakamega Homeboyz last weekend Talanta are in the 9th position on 43 points.

Focus will be on Tusker and Homeboyz over the weekend to determine the champion in their final matches with both teams having 60 points where Tusker enjoy better goal difference.

Homeboyz play Kariobangi Sharks in Bukhungu while Tusker host Posta Rangers at Ruaraka Grounds

Total Views: 185 ,



Chef Marcos Spaziani Announces He’s Leaving Below Deck Sailing Yacht as Captain Glenn Teases Upcoming Reunion

Strong winds weren’t the only problem on Below Deck Sailing Yacht season three. Two castmates walked the plank (aka returned to land), leaving the boat short-staffed. The first to go was Tom Pearson, who was fired over an anchor dragging incidentGabriela Barragan was next, calling it quits after she burned a few bridges in the cast.

Two of the more steady co-stars were Chef Marcos Spaziani and Captain Glenn Shephard. Throughout the drama and chaos, they somehow managed to keep their cool (mostly).

In a recent tweet, Marcos revealed some shocking news to fans.

“I want to thank everyone for the big support and great comments. I never thought in my life I would bring so much inspiration to so many ppl and for that I’m very grateful and also blessed! But I can’t go back to the next season,” he shared.

According to Decider, the chef is busy running his L.A. restaurant, ML Eats.

Though Marcos will be missed, there are still several episodes left in the season, including the anticipated reunion.

Speaking with The Daily Dish, Captain Glenn teased the reunion special. “[This season] we had some issues. We lost a couple crew members. We had one kind of event that was, you know, not ideal,” said the star, alluding to the anchor drag.

He added, “I’ve been 22 years in superyachts, never had that particular thing where we had the storm, and the person who’s meant to be watching the anchor watch didn’t do their job correctly, and we ended up stopping in shallow water, which is very serious. So, I don’t know. We’ll probably address stuff like that.”

In all likelihood, third stew Ashley Marti will also be in the hot seat. Many fans are curious about her on-screen rivalry with Gabriela — and her romantic entanglements with Tom and Gary King.

How will she handle the firing squad?



Do you ever wonder why some cars look better than others? Some cars even come with accessories such as navigation systems apps, DVD players or satellite radio receivers. Some models boast high tech gadgetry. Others, however, are missing key features. There are hundreds of car manufacturers around the world. They produce thousands of new vehicles every year and each one has its unique design. This article will show you some of the fascinating gadgets that are found in cars.


The Global Positioning System (GPS) is a space-based satellite navigation system operated by the United States Department of Defense. It provides location and time information to anyone with access to the internet or a handheld receiver. GPS first came into use during the Gulf War in 1990 when soldiers were able to pinpoint the position of an enemy tank without having been given exact coordinates. Today’s smartphones can be used to do the same thing. A GPS device uses satellites to determine your current location based on their signals. Once it finds out where you are, it displays your precise latitude, longitude and altitude in addition to giving you directions from there.

CD player

Car owners love listening to music while driving. Unfortunately, CDs are much heavier than MP3s or DVDs. As a result, they take up valuable cargo room inside the trunk. To solve this problem, modern automakers added a compact disc (CD) player to most models. They are so convenient that many drivers don’t realize how old fashioned these machines are.

AM/FM cassette tape or 8 track deck

Cassette tapes are still very popular for storing audio files. Many car stereo sets feature both AM/FM cassettes and USB ports. It’s also possible to watch movies through a digital video disk (DVD), which is made of plastic instead of metal like conventional cassettes. To play back videos, you need to have a compatible player on hand. Most people buy them from online retailers because prices can easily reach $40 or more.

Digital clock

If you want to make sure that you’re not late to work or school, then your best option would probably be a digital clock. These devices are usually built right into the dashboard. The display shows your current time but can also indicate other useful pieces of info, such as the temperature outside or what song is playing. Most of them double as a timer for those who cook. By default, they count down as well as up. Also when playing games, time is very important which is why one’s car should have a digital watch.

In conclusion, all of these gadgets provide convenience, safety and entertainment to car owners. They can be fun, practical and cost-effective at the same time.



December 1, 2021, will see a major change in how the Indian markets operate , coming on the heels of the changeover to 100% margining system and just prior to the T+1 settlement system.  There are major implications for clients and the broking community at large of such changes.

This article presents a brief on the same.


SEBI has been strengthening the capital market and market intermediary infrastructure and this pace seems to have been hastened after a wide variety of issues faced in recent years including:

  • Outright frauds and misreporting by brokers
  • Misuse of client collaterals and Power of Attorneys
  • Genuine default by one large client resulting in overall default at CM/TM levels
  • Strain caused on entire market by one large default
  • Finally, lack of quick and orderly management of client collaterals when defaults happened

The Enhanced Supervision circulars of 2016 created a series of regulations around how brokers and clearing members need to be monitored and that was followed by upfront margining in cash segment, reduction in leverages and of course, the introduction of the pledge/unpledge system.

The eventual objective is simple: The end use of a clients money should be by the same client and one clients default should be limited to the client herself and cause nil to limited damage to the connected trading and clearing members. And to that extent, attempt to create a straight line of sight across the system that ensures minimum damage in case of default AND rooting out unethical practises or weak brokers.

Example, when one client puts collateral as cash and securities, and while the client may get limits only against this at the broker end, the actual usage of some of the collateral may be for someone else’s debits or settlement obligations– so If this “someone else” defaults, an unrelated party may lose their deposit. This is unlikely only if the end limits at the Clearing Corporation are also given the same way as the brokers risk management system. This is the intended straight line of visibility!

The New Circular

Post Sep 1 2020, client securities were effectively available only for the clients both at the trading and clearing member level via the pledge/repledge system. However, the risk of comingling and intermingling of cash equivalent still existed. A new circular puts an end to that. (

This new circular has comprehensive portions on how the line of visibility is to be created across the system and how the new system would need a revised style of working from December 1, 2021 (Reporting has already started from October 1 2021 but beyond that, the actual practices would start from December 1, 2021).

Instead of going into all aspects of the circular – which are very explanatory (for those who are interested, please do visit the Youtube pages of ANMI and BSE BROKERS FORUM for more on this), we present below the salient aspects of how this may impact clients.

Note that a lot of these aspects are still open and not concluded so the content below is on a best effort basis to educate you on changes:

  • Currently, brokers give limits on combined basis across segments. However, the circular talks about allocation of collateral versus each segment – and therefore, this system will necessitate changes to how traders and brokers operate and clients would have to indicate in advance where (cash, derivatives etc) they wish to trade.
  • Clients currently provide in many cases the entire stock collateral as a deposit and no cash or cash equivalent. The clearing member however is expected to maintain a 50/50 (minimum 50% cash) ratio at the clearing corporation. Commercially, many brokers charged interest on the cash deficit while others didn’t – its likely however that brokers would now charge interest on this portion funded OR not allow limits beyond 2x of the cash available. Remember the definition of cash equivalent includes fixed deposits, liquid mutual funds so please start to plan accordingly.
  • Brokers are at times giving limits during the day based on uncleared cheques expected to clear by T+1 – however, this practice may reduce as this would create mismatches between the data at the clearing corporation and the actual limits utilized at the broker level.
  • Finally, as of now, the broker was put on a risk reduction (RR Mode of 90%) based on excess utilization versus excess funds at the broker level. This excess utilization didn’t take into account individual cases (left to broker) at the clearing member level and didn’t impact RR Modes. Now the new formulae ask the broker to individually add the clients over 90% of margin utilization and this excess has to be instantly funded by the trading member else the member would be put on an RR mode across all clients. This would mean additional pressure on trading members to some extent to keep excess collateral and therefore tighter risk management as any ad hoc limits against promised cheques etc would mean potential risk to all clients.

All of the above information at various disaggregated and segregated levels would be available and monitored on a live basis to ensure limits are curtailed to the “optimal” level and hence, brokers would require to keep more proprietary collateral as buffer to avoid the RR mode as well.

In addition to the above, there are substantial portions in the circular on how default management and provision of collateral back to clients of defaulting members should be handled.

The circular also asks the market intermediaries to ensure that the clients can be shown their allocated margins on web portals so they also have visibility alongwith the entire chain of intermediaries and that this prevents misutilisation or misrepresentation.

What Happens Next

The guidelines are meant to ensure basically the following behavior

  • Give enough liquid and stock collateral against your positions so that ones problem doesn’t spread to others
  • Get a clear view of where your collateral is at any moment in time so that even if the regulator misses something, you don’t
  • Trade only with the margins you have provided and don’t ask the broker for additional leverage that can create additional issues
  • Regulators will ensure that what you see is what you get
  • And finally, brokers need to have adequate cash flow and proprietary collaterals at any point of time commensurate with their level of business to ensure no major risk to overall system.

The intent is very simple and extremely sophisticated – most advanced countries do not have this level of disaggregation and India would be one of the first ones to achieve this landmark.

Having said that however, a large number of operational changes would need to be carried out to bring this entire new system to life and including at the exchange level as well. Example, today when a position is taken by a client, it’s the members collateral that gets blocked and then immediately released and client collateral blocked. But  now it would be the reverse. Or for that matter, the pledge and repledge processes would have to be more online instead of once a day so that client level collateral can be properly tracked. Bringing all the systems in sync is one challenge that is being overcome by brokers at this time.

However, since there are only two expiries left prior to this regulation going live, do plan your trades as well as deposits properly – keep approved collaterals to the maximum extent possible as unapproved collaterals may face hitches as its a massive burden on brokers to fund this. Keep diversified good quality portfolios at broker level and keep some extra cash handy – liquid mutual funds could be parked with your brokers instead of bank FDs as anyway its likely that these will yield better than Bank FDs.

Keep watching this space for more as we keep informing you on how things evolve and policies change over the next 45 days!

Meanwhile , do use this festive weekend to stay safe and also do drop us referrals of your friend who might want to open a trading account via . Do of course visit our Digital Advisory boutique at to shortlist any of our external advisor strategies to build your trading and investment portfolios simply and safely!