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RHONJ's Joe Giudice Caught Hitting on Luis Ruelas' Sister on Instagram as Teresa Giudice's Fiancé Settles Lawsuit Ahead of August Wedding

Credit: Paul Emmans/startraksphoto, BauerGriffin/INSTARimages

Teresa Giudice shared a photo of herself celebrating her recent 50th birthday with her future sisters-in-law, and in doing so, she caught the attention of her ex-husband, Joe Giudice.

After the Real Housewives of New Jersey cast member posted an image of herself in an orange dress with Dr. Veronica Ruelas and Jennifer Ruelas at her side, Joe, seemingly struck by the first-named sister, posted a comment to Teresa in which he asked about her relationship status.

“Thank you to my beautiful sisters in love for always giving me a reason to smile,” Teresa had written in the caption of her June 7 photo.

And, in the comments section, Joe asked, “Is the tall one married?”

RHONJ Joe Giudice Hits on Luis Ruelas' Sister on Instagram

While Teresa didn’t respond to Joe’s inquiry, a number of fans did.

“He cracks me up this guy,” one person noted.

“Joe you wild for that one !!” said another.

“You still got it Joe,” added a third, as someone else wrote, “LMAOOOOO JOE.”

In other RHONJ news, Luis has reportedly agreed to shell out $20,000 to settle a federal lawsuit filed against him and his company, Produce Depot, of which he owns 60 percent.

According to court documents obtained by Heavy, Luis and the company, which is co-owned by Luis’ business partner, Gaetano “Guy” Balzano, who has a 20 percent stake, had been accused of failing to pay vendors for orders placed in 2020. And now, as they reach a settlement, Luis has agreed to pay $20,000 to C.H. Robinson as Produce Depot will be left to pay the remainder of their $120,000 debt to Prometo Produce Corp.

As fans may have heard, Luis’ company filed for bankruptcy earlier this year, noting in court documents that they were facing debts totaling $1.6 million and were in the red to the tune of over $878,000 in 2020.

Luis and Produce Depot do not want to take on any liability amid the settlement, and they are no longer in business, but a bankruptcy judge has yet to approve of the settlements.

A hearing for the case was held on May 26, and an additional hearing will take place on July 1, 2022.

The Real Housewives of New Jersey season 13 is currently in production and expected to capture footage of Teresa and Luis’ wedding this August.

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Financial freedom is not about getting rich-quick. It’s about taking control of your finances and reducing financial stress from your life.

 

There is no “one-size fits all” formula to achieve financial freedom. For ease of understanding, lets divide our lives into “Earning Age” and “Retirement Age”. In absence of an adequate social security umbrella, retirement is a more serious problem than most people think. Most of the retiree’s finish off their retirement savings quite early and depend on their children or close relatives for financial needs.

 

During the Earning Age you go through various life events like buying a house, children’s education, family lifestyle maintenance, children’s marriage funds, holidays, pursuing your passion etc. Financial decisions across your life cycle can cause tremendous anxiety and stress either due to insufficient savings or erosion in value of saved money due to inflation. Inflation is like a termite, it eats into your savings and reduces your purchasing power. The solution to all these problems lies in the seeds you sow during your Earning Age.

 

Hence, it is important to understand the basics of financial planning – understanding your risk profile, defining needs & financial goals and creating an asset allocation strategy suitable to your age and risk taking capacity. This may sound boring but, financial discipline will go a long way to help in your wealth creation journey.

 

Here are a few finance-related psychological & behavioural mistakes people often make:

 

  1. Don’t Save. Excuse – I don’t earn enough, my expenses are high, I am not left with enough to save.
  2. Don’t have Budget. Excuse – I know my income and expenses, preparing and reviewing budget every month is a futile exercise.
  3. Postponing Investment. Excuse – My income is limited and investment requires lot of money. I will start investing after settling in life or paying-off my loans etc.
  4. Trying to time the market. Excuse – Markets are crashing and will go-down further. I will invest when markets bottom-out.
  5. Seeking Safety. Investing all your money in bank FD’s which give low post-tax returns unable to beat inflation.
  6. Seeking instant gratification. Looking for fast returns in short-term through excessive speculation – a surefire way to lose money. Avoiding long term planning and investing, as its boring, tiring and less exciting.

 

You can have excuses or you can have wealth, you can’t have both!! What’s your excuse?

 

Money is unlimited but time is limited, so becoming financially independent as quickly as possible should be your top priority. Let’s look at some simple yet powerful idea’s to help you reach your financial Mt. Everest faster:

 

  1. Have adequate investments in Equity (either directly through equity shares or in-directly through equity mutual funds, PMS based on your preference) to harness the power of compounding. Equity has a potential of giving 12% compounded returns in long term. Check some top performing mutual funds https://www.plindia.com/SampleReports/MUTUALFUND/TopPerformingfunds.pdf

 

  1. Start investing in Equity early, from a young age. The magic of compounding can help you build exponential wealth at a much lesser capital. Delaying investments has an opportunity cost (see illustration).

 

Start at 25 Yrs Start at 35 Yrs Start at 45 Yrs
Investment amount per month (Rs.) 5,000 7,000 11,667
Total amount invested at 60 years of age (Rs.) 21 Lakh 21 Lakh 21 Lakh
Value of retirement corpus at 60 years of age 3.21 Crore 1.31 Crore 0.58 Crore
Delay by 10 years would reduce your corpus by NA 59% 56%

Data source – HDFC AMC. Calculations are done assuming rate of return of 12% p.a CAGR

 

  1. Use SIP (Systematic Investment Plan) to benefit from rupee cost-averaging through staggered investing. SIP’s can help you get started with small investment amounts, build financial discipline and a mindset of long term investing, manage market volatility and overcome emotional and psychological biases mentioned above.

 

  1. Diversify your portfolio based on your asset allocation strategy. For example – 60% Equity : 30% Debt : 10% Gold ratio. Within Equity, diversify between Indian equities and international equities. Further diversify between large-cap, mid-cap & small-cap equity based on your return expectations and risk taking capacity. For investing in international equity visit https://pl.vested.co.in

 

Key points while investing in any asset class is risk, returns, liquidity and taxation. There are so many products in the market that choosing right product suitable to your needs and goals could be overwhelming. Having a good financial advisor can always help.

 

Insurance is your safety belt harness while climbing the financial Mt. Everest. Adequate health and life insurance are must to help you absorb unexpected shocks. A family floater health policy using base policy + super top-up can save you from expensive hospitalization cost in critical times. A term life cover equal to 10 to 15 times of your annual income along with suitable riders will help you in securing your family’s financial needs in your absence.

 

We are seeing emergence of alternative assets like VC, PE, Angel Investing and Crypto’s. Family Trust based tax-efficient frameworks for Succession Planning and many other sophisticated vehicles for managing wealth in HNI / Ultra-HNI space are in vogue. These could also be explored and considered in your wealth planning & creation journey.

 

Please contact us at wms@plindia.com for more information.

 

 

 

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Apple TV Plus is delighted to announce the beginning of this holiday season with the all-new trailer of Peanuts holiday special: For Auld Lang Syne. This brand new special is set to release on December 10th, 2021. Apple TV+ hopes to put you and your family in the holiday spirit by having the characters attempt to make New Year’s resolutions and arrange a New Year’s Eve party in this episode. This particular episode will be the first for Auld Lang Syne to be realized as a partnership with Apple TV and production houses like WildBrain, Peanuts Worldwide, and Lee Mendelson Film Productions.

The initial glance at the trailer reveals the good old characters:

  • Charlie Brown
  • Lucy
  • Sally
  • Linus
  • Snoopy
  • Woodstock
  • Spike
  • Olaf 
  • Franklin

Get it on Apple TV

“For Auld Lang Syne” is the first original holiday special to be realized by the Peanuts gang associated with WildBrain. The unique story is based on Lucy, who is upset as her grandma couldn’t see her for Christmas. Hence, she diverts her attention to throw a big new years party for her gang. On the other hand, Charlie Brown struggles to fulfill even one of his resolutions before midnight. All this chaos during the holiday season is quite relatable and fun to watch. Other than this special episode, the partnership includes some other parts too.

Along with  “Snoopy Presents: For Auld Lang Syne,” Apple TV also brings you the most liked holiday specials of the Peanuts gang in association with Lee Mendelson Film Productions. 

Apple TV Plus already has all Peanuts specials, including the Great Pumpkin, A Charlie Brown Thanksgiving, A Charlie Brown Christmas, and Charlie Brown. The users of Apple TV Plus also have an option to stream The Snoopy Show, a series exclusively covering the iconic Peanuts dog. What else could you have asked for? 

Apple TV+ aims to get you and your family in the right holiday mood with an exclusive lineup of completely new peanuts specials and award-winning apple original series from the Peanuts gang.

Related Post: Awesome Shows To Binge On Netflix!

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Bloomberg analyst Mike McGlone recently appeared in an interview with Kitco News. The interview that largely focused on McGlone’s views on the expanding digital assets industry also included a talk related to the future of these cryptocurrencies. In other news, Bitcoin [BTC] might be in for a surprise this weekend.

Bitcoin to hit a bullseye?

The renowned Bloomberg analyst recently gave his two cents on the ongoing crypto winter that left investors completely baffled. He started off by mentioning a “great reversion” that could be seen in the risk markets. He was quoted saying,

“I think what’s going to happen is the great reversion. It’s just getting started. It might be like the aftermath of 1929, [but] I think it’s going to be like the aftermath of 2008 [or] maybe like after the 1987 crash. It’s so overdue, and all risk assets, everywhere from condos in Miami and Toronto to the stock market. It’s just starting to happen and the greatest inflation in 40 years and most people’s lifetime is starting that.”

McGlone further went on to state that he considered Bitcoin among the “best” assets which should be a big boost for the crypto world.

“My outlook is I think some of the best assets to own will be gold, US long bonds and Bitcoin. I think we’re going back to deflation and the best way to get deflation is to get a big spike up in prices and then flush them. That’s what we’re doing. We’re in the early days of flushing.”

However, Bitcoin is not the only cryptocurrency that has peaked McGlone’s interests. The Bloomberg analyst also considered Ethereum [ETH] as one of the big tokens.

“Ethereum is revolutionizing the world of fintech, of tokenization. To me, the question of what stops tokenization, you look at NFTs, most of them are based on Ethereum tokens. Now yes, there are some competitors but that shows you what’s happening in the space. That’s not going away.”

The big Bitcoin step-up

Bitcoin is set to end a weekly-bearish rally of nine successive weeks ending in losses. This run stretches back to late March when Bitcoin last finished a week on a positive note.

This will come off as huge news for the Bitcoin community as they get to see beyond the ongoing ‘slump’. However, the king coin of crypto is still unable to break free of the $30,000 resistance given its performance in the past 24 hours. Any last hour movements will be crucial if Bitcoin is to end the weekend on a high and break the negative streak.

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Hey everyone. It’s time for another side hustle report. In today’s post, we’ll take a look at what I was able to earn from side hustling with gig economy apps in March 2022. 

I mention this in every side hustle report, but just to quickly recap, each month, I recap what I was able to earn from side hustling using gig economy apps. I’ve been tracking this income since June 2016, so there’s almost 6 years’ worth of data in these posts. If you’re looking for ideas about how you can earn extra income, hopefully, these posts can give you some ideas.

Below is a breakdown of my earnings with each app in March 2022. 

Side Hustle Income for March 2022

Total Side Hustle Income for March 2022 = $1,256.96 

March was a solid month, especially after two fairly slow months to start the year. My goal for most months is to bring in around 1,000 of extra income, so I’m happy I was able to do that this month. 

Since I moved to my new neighborhood last year, Rover has been very profitable. This past month might have been my strongest Rover month yet, bringing in over $700. Rover feels pretty passive compared to some of my other side hustles, so getting $700 of extra income from Rover is not bad at all. 

The rest of the month was pretty standard. Things are starting to pick up again with the food delivery apps as the weather starts to warm up. We’re still in the shoulder season of Minnesota weather, so it’s hit or miss about what the weather is like these days, which impacts if I make money doing deliveries or not. 

The remaining smaller side hustles rounded out my income for the month. Here’s the breakdown of what my side hustle earnings looked like by percentage:

You can see the “other” category has a significant impact on my side hustle earnings. While the amounts from these small gig apps might not seem like a big deal, they add up when you put them together. 

Let’s take a closer look at my side hustle earnings. 

 

Airbnb/Rental Income Income: $2,400  

The rental property continues to be strong, cash flowing about $900 to $1,000 per month. I’m definitely happy about that. 

One of the things that I think people don’t really understand about rentals is that cash flow isn’t the only way your rental generates income. Each month, I pay down more of my mortgage, which increases the equity I have in the house. At the same time, the house also generally appreciates each year. Yes, a lot of the “income” is only on paper. But having paper value is better than no value at all.

 

Rover Income: $721.25  

Rover has been very lucrative the past few months, and March might have been the highest-earning month I’ve ever had on Rover. I watched three dogs last month. Two of the dogs were neighborhood dogs that we’ll likely continue watching for years to come. In addition to dogs, I also did some drop-in catsitting too for a neighbor. 

Last month was particularly lucrative because all the stays we had were pretty long. They lined up well too. 

Rover is definitely the most passive of all the side hustles I do. It’s nice to have this consistent cash flow each month without having to do much. 

If you want to learn more about how Rover works, check out my post: Rover Pet Sitting – How To Make Money Dog Sitting With Rover. You can also sign up to be a Rover sitter using my Rover referral link.  

 

DoorDash/Uber Eats/Grubhub Income: $331.79 

Food delivery earnings are still pretty low – at least compared to what I’d like to earn each month. My goal is typically to earn  $1,000 per month, which means I need to make $250 a week or about $33 per day. March was still pretty cold though, so I didn’t do as many deliveries as I normally would have. 

Here’s a breakdown of my earnings with each delivery app last month:

DoorDash has historically been my busiest delivery app, but things have been pretty slow lately on DoorDash. These days, Uber Eats has been the busiest for me while DoorDash has probably been the slowest app for me. It goes to show why multi-apping is so important when it comes to this type of work. By using multiple delivery apps, I’m able to increase the number of delivery requests I receive.

As usual, I did all of my deliveries using ebikes and electric scooters. While a lot of people have had issues with gas prices and increased vehicle costs, I haven’t had to worry about that at all. I did most of my deliveries last month using the Espin Sport and the GEN 3 Outcross, both of which I’ve been using with my Burley Bee Trailer to get my son to daycare.

If you want more information about the different food delivery apps I use, feel free to check out the detailed posts I’ve written about each app: 

 

Trash/Flipping Income: $9.57

The trash and flipping game has been slow for me lately but could pick up as we get into spring cleaning season. I made one small sale last month, selling some pieces in a Catan Jr game I got at Goodwill. This sale wasn’t really about making money, rather I was mainly looking to cover the cost of a board game I bought there.

I usually look for cool board games at Goodwill and found a Catan Jr. game I figured I could play with my son when he gets older. The only issue is that the game I bought was missing the dice – not a big deal, but I do like having all the pieces. I ended up finding another Catan Jr. game that did have the dice, and to make my money back I’m selling all the pieces on eBay. The one sale I made covered my costs for the game. 

 

WeGoLook Income: $20 

WeGoLook worked out well again. The $20 I earned this month came from a new WeGoLook task this month where I had to get a video from an insurance client. I ended up calling the contact, who then texted me the video they had on their phone. I was then able to email the video to WeGoLook. This assignment worked out very well since I didn’t even have to go anywhere to complete the task. 

 

ProductTube Income: $60 

ProductTube has been doing well recently. I usually do these assignments in the morning after dropping my son off at daycare. There’s a Target next to my son’s daycare, so when there are ProductTube assignments available, I’ll usually stop in there, do the assignment, and grab a snack or drink to start my day. The nice thing about ProductTube is that the assignments are quick, pay well, and they allow me to start my day off with some solid income.

 

Gigwalk/EasyShift/Field Agent/Merchandiser/Observa/IVueIt/Pickl Income: $60  

Once again, the income I earned in this category all came from IVueIt. That app has quickly become my favorite app in this category. The assignments pay well. They’re easy to complete. And they fit in well with my travel patterns. 

Last month, I made all of my money completing “ghost store” assignments. These IVueIt gigs involve going to a store that has closed down and taking photos of the interior and exterior. Basically, the store wants to make sure that the place is secure and that there isn’t any water leaking or other damage to worry about. 

What makes these IVueIt gigs good is that I can complete them when I’m on my way home with my son. I’ll usually let him run around in the empty store while I snap some photos. These assignments are regular enough that I’m consistently doing the same assignments each month, which is nice.

IVueIt is one of the more underrated gig apps out there. Check out the post I wrote about it for more details: IVueIt Review 2022 – Make Money Taking Photos For Businesses

 

Google Opinion Rewards/Surveys On The Go/1Q Income/Facebook Viewpoints: $15.15

It was a slight down month for me on with these short survey apps last month. Here’s what I made with each app in March:

1Q has been strong lately, so that’s a nice source of extra money. I also made a bit from Facebook Viewpoints. The surveys there are sporadic, but they’re quick and easy to complete when I get them. 

 

Secret Shopping Income: $28.50 (plus free food) 

My secret shopping income was lower than in previous months, although I’m not sure why that happened. It didn’t feel like I was doing fewer secret shops than normal, but I guess I must have. 

As usual, my earnings for secret shopping mainly come from Marketforce, which gives me a lot of fast-casual and fast-food restaurants. I do these shops so often that it’s second nature to me at this point. I basically write the same thing each time and rarely have to think about it (which saves me a lot of time). 

Secret shopping is something I think more people should take advantage of. Check out these posts for more info.

 

ReceiptPal/Receipt Hog/Fetch/CoinOut/Amazon Shopper Panel/Tada Income: $10.25

I earned $10.25 from Amazon Shopper panel. As usual, I always make at least $10 per month from Amazon Shopper Panel just by taking pictures of 10 receipts each month. Getting $120 per year from a few receipts is a no-brainer to me. 

 

Medium Income: $0.45 

I’ve given up on Medium at this point. If I were a new blogger and just wanted to write thinking posts, I’d probably do it there. But given that I’ve spent six years building up this blog, it really doesn’t make much sense for me to split my time writing on Medium too. I still think Medium is an interesting platform that would be good for someone who can write in volume and wants to write what I call “thinking” posts. But for me, my time is better spent here. 

 

And that concludes the March 2022 Side Hustle Report!

March was a good side hustle month and with warmer weather on the horizon, I expect that side hustle earnings will pick up. During the summer, I aim for around $1,000 per month from the food delivery apps. Combined with Rover and my other side hustles, I should be able to make around $1,500 per month when things warm up. For now, making over $1,000 will do just fine. 

If you want more ideas on how you can use the gig economy to earn extra income, be sure to check out my post, The Ultimate List of Gig Economy Apps. I have a lot of ideas there you can use.

Thanks for reading the side hustle report this month! Feel free to drop any questions or comments below.

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Should I Hire a Lawyer in Charlotte to Handle My Workers’ Compensation Case?

Compensation cases do have a lot of technical stages, there is a need to realize how it may be more prudent if you can take aid from a legal person and to have basic ideas you can take aid from a Charlotte workers compensation lawyers to get better adjustments.

However, if you have faced a collapse at your workplace or an accident close to it, you need legal cover both for recovery and for bad workplace conditions. It’s prudent that you take the help of Workplace accident lawyer Charlotte who can fight it well and make sure they fight your case to arrange for legal claims smartly at court.

Before you presume to go for whether hire a lawyer or not for such a case, there are a few things to check for and they may include:

  • Level of damages as a worker
  • Response from staff on the recovery process
  • management’s call to arrange for support or not
  • Level of the time period it may take to recover

And these are a few basic elements that do make it more critical so you need to check for such ailments of process and then cover such legal terms in better ways.

Measures of injury

The first thing is to check for the measure by which injury is handled, if you feel that the right arrangement is not done, there are errors that are making it worse and you need to address it in legal terms for better adjustment, then you can try out to ask for such lawyer to work things out for you.

Workplace at risk

This is more critical the aspect of worker compensation, damages that have happened due to risk at such place must be responded, worker staff has to appeal for it and if you feel that both are not arranged for, covering risks and not providing you financial cover then its better to opt for legal ways and settle such terms smartly.

Need of recovery

There may also be another part of recovery, once you stop going to work due to a level of injury, it does affect your family and other financial cover-up to go for and if you want to get a better claim due to damages that occurred at work then its better you presume to take aids from legal person to cover it and make sure best arrangement is done for you.

Better medical facility

Again, the way facility is done to provide for recovery can be critical, sometimes management does show to help the worker but it is not done in the right manner and it does cause a lot of pain and lack of the right medical place means more critical challenges to face and for that, you may need compensation with proper medical facilities.

Legal terms to cover

Lastly, there are legal terms which are always associated, management and even staff start to use them as a reference and not provide you actual financial help so to get better ways, to ensure your family gets better response while you are at the hospital and are not able to work for them, it’s better you consider legal aid to go for a proficient lawyer.

Conclusion

The need to hire any such lawyer depends on a lot of factors and it is integral that as a worker you do know how to proceed in a legal way so its better you take advice from experts first for which you can be in touch with Workers compensation attorneys in Charlotte who can guide you, can prepare for your case and settle things on the right direction.

However, if the damage has taken place due to slip or fall injury at work or due to other risk associated, you want to punish the place management due to lack of efficiency of safety and wish to go legal for it then it’s better to consider help from workplace accident lawyers Charlotte who can help you cover it and, can fight for you at court.

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Get moving on these top paint color trends in 2021 before 2022 is here! If you are into DIY and love a good pro painting tip, fall is a a great time to paint. Find the right color for you with these 33 top paint color trends and also see our 21 best neutral paint colors from pro designers for more inspiration!

Stardew is a choice for modern farmhouse colors in 2021. We love how this gray when used in a farmhouse design brings a new look to classic farmhouse decor.

It can be so difficult to find paint that works well with different colors, like in farmhouse design. Sherwin Williams did a great job of finding a gray color that works well with lots of white paint choices, compliments deep tones, and feels old while being new at the same time.

  • Shark Tank Alert: All About Sheets Laundry Detergent

    by Kim J.

    For those wanting to be more eco friendly, or just save space and cost, are turning to laundry detergent sheets instead of liquid options. One company that was recently featured on Shark Tank is Sheets Laundry Detergent Club. So what is the deal, are they a quality product, what other options are there? We check

  • Sherwin Williams Paint Color of The Year 2022 – And 2022 Paint Color Trends

    by Jack D.

    We are preparing for 2022, and what could be better than the 2022 color of the year from Sherwin Williams?! The Sherwin Williams paint color of the year 2022 is highly anticipated among any home designer, or home design DIYer. Find your inspiration for a room remodel today. Evergreen Fog: Sherwin Williams Color of the

  • DIY Christmas Decorations 2021 – A Guide For The Less Crafty

    by Kim J.

    Holidays are on their way, sooner than ever this year. Before you run out and spend a ton on decorations, especially those that may not last, why not have some fun and make them yourself? But you may be thinking, I am not crafty. No problem! Our DIY Christmas decorations 2021 guide is perfect for

  • Aging In Place: The New Trend For Senior Living

    by Jack D.

    Many of us when we dream of retirement think of vacations, time with our family, investing in our selves through hobbies or volunteer work, and other fun ways of spending our golden years. However, we also face the fear of possibly leaving our home when we are unable to care for ourselves. It can be

  • Touch Up Cup on Shark Tank – What Happened?

    by Kim J.

    On season 12, episode 1, a memorable father and son team pitched their invention: the Touch Up Cup. Their ask was $150,000 for 10% of their business, or a $1,000,000 (that is one million) dollar valuation. So what happened to this Shark Tank business? Carson and his dad secured a deal from one of the

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    By Silvia Montoya, Director of the UNESCO Institute for Statistics (UIS) and Kevin Macdonald, consultant to the UIS

    Without the existence of and widespread participation in international learning assessment programmes, it would have probably been impossible to measure how well students are learning at school, as captured by SDG indicator 4.1.1. Few countries undertake national assessments that (i) measure the set of skills captured in international learning assessments, (ii) employ a rigorous methodology to make their scores comparable both between countries and across time, and (iii) are not as high-stakes as national examinations. Even if more countries collected and published such national assessment data, there is the additional task of making their results internationally comparable. International learning assessments exhibit these critical features and, while their definitions of minimum proficiency are not identical, the constructs measured are similar enough from a global monitoring perspective, especially with consensus reached on a Global Proficiency Framework (reading and mathematics) and a common definition of the minimum proficiency level.

    International learning assessments also provide data on SDG 4 indicators other than learning outcome measures, as the Mapping of SDG indicators in learning assessments by the Global Alliance to Monitor Learning (GAML) shows. In the UIS dataset, learning assessments have added over 5,000 data points for indicators related to school infrastructure and resources, prevalence of bullying, whether students are learning in their home language, and whether teachers have received in-service training. In many cases, these assessments provide measures for countries where administrative data sources – the typical source of UIS indicators – lack the capacity to collect, such as detailed information about school infrastructure, teacher training, data from non-state schools, student reporting of bullying at school or language spoken at home.

    Another important contribution of international learning assessment data is in measuring inequality. While government data sources often (but not always) have data disaggregated by sex, they rarely publish or even have access to data disaggregated by household wealth or by language spoken at home. International learning assessments provide insights into aspects of inequality that generally would not be possible by relying on administrative data alone.

    Finally, learning assessments are in a unique position to measure the effect of COVID-19 on learning outcomes and to identify the impact of different distance learning mechanisms put in place to remediate the learning disruptions generated by the pandemic. For instance, the Monitoring Impact on Learning Outcomes (MILO) project, developed by the UIS, is a direct response to that need, providing a way for countries to measure progress against SDG indicator 4.1.1b (reading and mathematics at the end of primary) prior to, during and, more importantly, after the pandemic, while at the same time providing high-quality, timely data aligned to global standards. The project aimed to investigate the changes in learning outcomes, and the effectiveness of emergency teaching/learning strategies, in six countries in sub-Saharan Africa: Burkina Faso, Burundi, Côte d’Ivoire, Kenya, Senegal and Zambia.

    How do learning assessments collect data?

    International learning assessments generally collect data in a similar fashion. Students are administered a cognitive test that follows a framework and consists of a set of questions as well as a background questionnaire that are aimed to identify drivers of learning in different contexts (student, family, classroom and school) and ask a range of questions regarding behavioural and socio-emotional questions such as experience at school, opinions about learning, and their homes and families.

    This information allows a better understanding of learning outcomes by linking them to issues such as language of instruction or whether students have been exposed to bullying. The student questionnaire also provides indicators of sub-populations for measuring inequity, including sex and often socioeconomic status. School directors’ questionnaires ask information about characteristics of the school, which can provide information about the types of infrastructure and resources in schools, and consequently help in measuring SDG indicator 4.a.1. In many cases, teachers are administered a questionnaire which can inform SDG indicator 4.c.7 on continuous professional development. In most assessments, a system questionnaire and a curriculum mapping complete a deep and thorough data ecosystem to understand learning outcomes.

    How comparable are international learning assessments?

    The comparability of indicators derived from different international assessment programmes may be a limitation that is common to survey data. Generally, the learning outcome measures produced by the assessment programmes are not comparable and there are a number of differences in background questionnaires for students, teachers and school directors that can limit their comparability. For example, while the learning outcome measures are not directly comparable across learning assessment programmes, the GAML has identified various levels of proficiency reported in each of the assessment programmes, which approximately correspond with each other,

    The background questionnaires have different definition for some of the constructs including their reference period. Still, strong similarities can be found. Both PISA and TIMSS, for instance, define bullying in very similar terms. ERCE and PASEC ask school directors whether specific infrastructure exists in their school. Whether or not the language of the test is spoken at home is also asked similarly across assessment programmes. The strategy adopted by the UIS to address comparability issues is to create and publish detailed metadata so that the information on how the indicators are derived and how they differ is clearly defined and accessible.

    There are also two other critical but often overlooked roles that international learning assessments play in monitoring SDG 4. The first is transparency. International learning assessment datasets, their sampling methods, questionnaires and analysis methods are typically available to the public. This allows a level of scrutiny that is typically not available with government administrative sources.

    The second is the participation of various education system actors, which allows analyses at different levels. International learning assessment surveys are administered to school leaders, teachers and students who report opinions and provide information. In this sense, the stakeholders directly involved in student learning are also participating directly in global efforts to monitor SDG 4.

    The UIS published last month a strategy to producing SDG 4 data using learning assessments, which shows the critical role that international student assessments are playing in SDG 4 monitoring. Section 7 presents a methodology to replicate how SDG 4 indicators from learning assessment data have been estimated, while an appendix presents the codes to replicate the results. Those elements, along with the Metadata and Methodological Documents for each of the indicators, provide countries and any user with all the needed information to understand and replicate the indicators published.

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    After about three months of back-to-back travel, pausing only to unpack and repack my suitcase for less than a day at a time, I am FINALLY back home for a bit.

    I honestly forewent fancy shoes pretty much everywhere I went the last few months because it was all go, go, go. I opted instead for the fashionable sneaker (as I do) – especially these Nike AirMax 270 React shoes.
    Ellen has been wearing these sneakers to death, both online and IRL, and I’ve personally witnessed it styled SO many ways (she wears them with a suit here and dresses them down here, which also looks so similar to my look with my other Nike sneakers haha, great minds). I knew I had to have them myself.
    This now makes two extremely colorful, versatile Nike lifestyle sneakers I’ve acquired in the last few months…will I ever stop? Stay tuned. (The answer is obviously no.)
    Cop your own pair (there are colorways to match EVERY taste) and show me how you style your Nike AirMax 270 React!



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    Ball Seed will welcome visitors once again to The Gardens at Ball in West Chicago, Illinois, during Ball Seed Customer Days, Thursday, July 28, and Friday, July 29. Registered guests will spend a full day engaging with Ball team members on ideas to optimize their production for next season, and stroll The Gardens filled with hundreds of new introductions for 2023 from across the industry, representing over 77 breeding companies.

    The event will also offer opportunities for continued education and inspiration. The popular Container Solutions Demonstration with Joan Mazat of Ball Ingenuity will once again show new ways to mix the latest genetics, and educational showcases will share trends, resources and best practices.

    Additionally, guests can sign up for guided tours of the Ball campus, including the Ball Premier Lab, Seed Distribution, and the new Ball Helix Center for Research and Development.

    “Ball Seed is ready to help you and your team optimize plans for 2023. Scheduling your summer visit to The Gardens at Ball is a great first-step to business success,” says Jim Kennedy, sales director for Ball Seed. “From the inspirational mixed containers and in-ground comparison trials, to one-on-one demonstrations with Ball Seed WebTrack, there’s plenty to explore in this year’s showcase of ‘All the Best.’ We can’t wait to see you here.”

    Registration is open now. Reserve your visit today and see the full schedule of activities online at www.ballcustomerday.com.

    For questions, call 800.879.BALL or email [email protected].


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